Double-close funding — in every state.
We fund the purchase side of a double close, so you can buy from the seller and resell to your end buyer the same day — without tying up your own cash, and with your spread kept private. It's a nationwide product — where you're doing the deal doesn't change that we can fund it, though a few states add rules for you as the operator (more below).
Why investors double close
Most double closes have nothing to do with any wholesaling law — they're about the deal. The common reasons:
- Keep your spread private. A double close is two separate transactions with two settlement statements, so what you paid the seller and what your buyer paid you aren't sitting on the same document either side can see.
- The end buyer's lender requires it. Many loan programs won't fund a purchase from someone who doesn't yet hold title, so you take title first, then resell.
- It's cleaner than a contested assignment. When an assignment would be awkward, restricted, or unwelcome to a party, buying and reselling is simpler.
- Some states regulate wholesaling. In many of them, taking title is a different transaction than the assignment they target — though a couple of states now reach the double close too, so confirm with a state attorney. Either way, it's one reason among several, not the whole story.
Whichever reason applies, the mechanics are the same, and so is the hurdle: buying the property takes real money at the first closing, even if you own it for only a few hours. That's what we fund.
How the funding works
We fund the A–B purchase for the short window between the two closings. Your end buyer's funds come in at the B–C closing, the funding is repaid out of those proceeds, and the rest is your profit — your own capital never has to leave your other deals. You bring a real end buyer; we bring the money for the hours in between.
A double close also needs a title company or closing attorney willing to handle back-to-back closings — not every office does. If you don't already have one in your market, we can usually help you find one; it's a relationship business, and we do deals all over the country.
We tell you straight when it isn't a fit. A double close means a second set of closing costs — commonly around 3% — plus the funding fee. On a thin spread, an assignment may simply be the better deal. Send us the property, both prices, the closing date, and who's closing it, and we'll price it honestly.
Available in every state
Transactional funding isn't state-specific — we fund double closes nationwide. What can vary is your side of it: a few states add licensing or disclosure obligations for the person doing the deal — that's on you, not on the funding. For the mechanics step by step, see how a double close works; for how those state rules interact with taking title, see the by-state guide — and always confirm your own obligations with an attorney licensed in your state.
Need the funds to close?
Tell us the deal — type of funding, amount, and closing date. We answer quickly, and we tell you straight if it isn't a fit.
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